100 GPT Prompts That Could Make Someone a Million Dollars in 2026
AI won’t make you rich. But the right prompts, used by the right person, absolutely can.
In 2026, the biggest advantage isn’t capital, connections, or even coding skills—it’s knowing how to think with AI.
The following 100 GPT prompts are designed to help you:
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Spot high-leverage opportunities
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Build scalable products and services
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Automate income streams
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Package knowledge into sellable assets
Used correctly, just one of these prompts could become a million-dollar idea.
🧠 CATEGORY 1: Million-Dollar Business Ideas (1–20)
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“Analyze underserved niches in 2026 where AI adoption is low but demand is high. Rank by revenue potential.”
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“Generate 10 SaaS ideas that solve boring but expensive business problems.”
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“Identify industries wasting the most time on manual processes and suggest AI replacements.”
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“What services can a solo founder run using AI that used to require a full team?”
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“Find business models with recurring revenue that can be automated with GPT.”
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“List problems professionals complain about daily that they would pay $1,000+/year to fix.”
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“Design a one-person AI agency that can realistically hit $1M ARR.”
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“What AI-powered products could be sold to non-tech users in 2026?”
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“Generate business ideas that sell outcomes, not hours.”
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“What B2B services are ripe for productization using AI?”
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“Find outdated software markets where a simpler AI-first tool could dominate.”
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“Suggest businesses that can scale without paid ads.”
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“What digital products will creators desperately need in 2026?”
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“Identify industries facing regulation changes where AI tools will be mandatory.”
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“Create startup ideas that monetize compliance, reporting, or documentation.”
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“What niche communities would pay for private AI tools?”
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“Generate ideas for AI tools targeting freelancers and solopreneurs.”
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“What problems appear after someone grows from $100k to $1M?”
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“Design a business that makes money while you sleep using AI agents.”
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“What high-margin businesses can be run entirely online with AI?”
⚙️ CATEGORY 2: Product & SaaS Building Prompts (21–40)
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“Act as a startup CTO and outline an MVP for this idea with minimal cost.”
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“Convert this manual service into a scalable AI product.”
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“Design a no-code SaaS using GPT as the core engine.”
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“What features would make this tool worth $99/month?”
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“Create a 90-day roadmap to launch this AI product.”
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“How can I validate this SaaS idea in 14 days?”
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“Generate pricing tiers optimized for ARR growth.”
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“What would enterprise clients require before paying $50k/year?”
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“Turn this spreadsheet workflow into a GPT-powered app.”
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“What AI features create strong switching costs?”
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“Design onboarding that gets users to value in under 5 minutes.”
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“What metrics predict SaaS success early?”
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“How can this product become indispensable?”
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“Create a freemium model that converts aggressively.”
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“What automations reduce churn?”
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“How can GPT replace customer support for this product?”
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“Design API-first monetization strategies.”
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“What integrations would 10x adoption?”
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“How can I upsell existing users?”
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“What would make this product defensible against competitors?”
📈 CATEGORY 3: Marketing & Growth Prompts (41–60)
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“Create a viral content strategy for this product in 2026.”
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“What distribution channels are underpriced right now?”
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“Generate 50 headline variations optimized for conversion.”
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“How can I turn users into affiliates automatically?”
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“Design a referral loop that compounds.”
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“What SEO opportunities will explode in 2026?”
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“Create a personal brand strategy tied to this business.”
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“How do I dominate a niche on X, LinkedIn, or YouTube?”
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“Write a launch strategy that doesn’t rely on ads.”
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“How can storytelling increase LTV?”
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“Create an email funnel that sells without sounding salesy.”
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“What lead magnets attract buyers, not freebie hunters?”
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“How do I position this as category-defining?”
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“Generate objection-handling content for high-ticket buyers.”
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“What partnerships could instantly add 100k users?”
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“Design a community that increases retention.”
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“How do I engineer social proof fast?”
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“Create a PR angle journalists would care about.”
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“What content compounds over years?”
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“How can AI personalize marketing at scale?”
💰 CATEGORY 4: Monetization & Scaling Prompts (61–80)
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“What pricing maximizes lifetime value?”
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“How do I move from $10k/month to $100k/month?”
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“What systems break at scale—and how do I fix them early?”
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“How can I increase ARPU without adding complexity?”
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“Design enterprise upsells.”
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“What KPIs should I obsess over weekly?”
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“How do I automate operations with AI agents?”
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“What roles can AI replace first?”
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“Design a hiring plan that avoids bloat.”
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“How do I maintain margins while scaling?”
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“What financial mistakes kill startups at $1M ARR?”
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“Create a plan to expand globally.”
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“How can I turn services into licensing?”
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“Design a white-label strategy.”
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“What exit paths exist for this business?”
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“How do I make this business acquisition-ready?”
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“What legal or compliance issues should I prepare for?”
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“How do I reduce founder dependency?”
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“What systems make revenue predictable?”
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“How do I reinvest profits intelligently?”
🤖 CATEGORY 5: Personal Leverage & AI Mastery Prompts (81–100)
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“Design my ideal AI-augmented workday.”
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“What skills will be worth 10x more with AI?”
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“How do I learn faster using GPT?”
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“Create a second brain system using AI.”
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“How can AI act as my COO?”
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“Design decision-making frameworks using GPT.”
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“How do I delegate thinking, not just tasks?”
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“What habits separate $1M founders from $100k founders?”
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“How do I eliminate low-leverage work?”
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“Create prompts that challenge my assumptions.”
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“How can AI help me negotiate better deals?”
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“Design weekly review prompts for growth.”
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“What questions should I ask before starting anything?”
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“How do I stress-test ideas with GPT?”
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“Create prompts that identify blind spots.”
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“How can AI coach me through failures?”
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“Design a long-term thinking system.”
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“How do I turn insights into action?”
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“Create a personal AI board of advisors.”
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“What would a future version of me tell me to build now?”
Final Thought
AI won’t hand you a million dollars.
But clear thinking, leverage, execution—and the right prompts—might.
Save this list. Revisit it often.
The million-dollar idea usually isn’t obvious at first.
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